Building and preserving your legacy.

There is no better time to start legacy planning than now. Building a comprehensive plan that defines and executes your goals is the surest way to protect your vision for the future.

Discerning what tools are best for you can be extremely challenging. Our trust services partners aid in navigating the process of combining planning vehicles such as wills, trusts, and powers of attorney. Your trust advisor can assist in ensuring that your wishes are preserved, and your loved ones are accounted for.


Solutions that our Trust Service partners can assist with:


Your advisor can help you efficiently transfer your wealth to your family or beneficiaries, in collaboration with your other legal and tax professionals. A well-executed estate plan provides peace of mind that your wishes will be carried out just as you intended.


True wealth can arguably be measured by one’s compassion and generosity. Your Raymond James advisor can help you incorporate charitable giving into your overall financial plan, assuring you give to the organizations and charities you are most passionate about – all in a smart, tax-efficient manner.


The terms of a revocable trust can be canceled or changed, and the trust can be terminated at any time. Revocable trusts do not take assets out of your estate, so they are still accessible to creditors. Living trusts such as this avoid probate and do not become a matter of public record.


There are two main types of charitable trusts that can help you support your favorite cause. A charitable remainder trust (CRT) is an irrevocable trust in which you receive income for life. Upon death, the remaining assets are donated to your charity of choice. A charitable lead trust (CLT) is an irrevocable trust that pays an annuity to a charity for a set number of years, then pays the remaining assets to a named beneficiary upon your death. A donor advised fund (DAF) is an additional alternative charitable giving solution but is not considered a trust.


These trusts give ownership of the life insurance policy to the trust, taking it out of your estate. This can help reduce estate taxes and make proceeds available immediately after your passing. The proceeds from life insurance trusts are used to pay taxes, legal fees, probate costs and other liabilities when the person who created the trust dies. After the debts are paid, the trustee distributes the remaining proceeds to the beneficiary.


Designed to provide financial security and long-term care to a beneficiary with special needs or a disability, a special needs trust preserves the eligibility for needs-based government benefits, so Supplemental Security Income and Medicaid will still be available to the beneficiary.


Delaware is known as a trust-friendly jurisdiction with innovative laws regarding taxes and asset protection. Through our private label partnership with New York Private Trust Company, our partners are able to offer this type of trust to nonresidents. For affluent individuals, establishing a Delaware directed trust offers several attractive benefits such as confidentiality, asset protection, substantial tax advantages, simple transfers and modernizations and liberal investment policies.


Our trust services partners can work with you to come up with a sound solution for your unique needs, from generation-skipping trusts and marital-bypass trusts to dynasty trusts and beyond.